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Auto insurance is a contract that distributes risk among multiple
drivers or policy holders, thereby reducing losses from an accident
by a single driver or policy holder. Auto insurance can be purchased
for cars, trucks and other vehicles, and its main purpose is to provide
protection against losses resulting from automobile accidents.
Auto Insurance Coverage
Auto insurance laws and regulations differ from state to state in the
United States of America. Depending on the state in which you
reside, you may be able, or required, to purchase several types of
auto insurance coverage.
- Liability insurance typically offers protection for persons covered
under your policy in case they become legally responsible for damages
resulting from an auto accident. Bodily injury liability coverage
deals with personal injury claims; property damage liability coverage
deals with property damage claims.
- Personal Injury Protection typically offers coverage for injuries
sustained in an auto accident by persons covered under your policy.
- Uninsured/Underinsured Motorist coverage typically pays persons
covered under your policy and other passengers in the vehicle when they
sustain injuries as the result of a hit-and-run accident or one where
the at-fault driver is uninsured or underinsured.
- Collision coverage, often available as an option, typically covers
damage to your car as a result of colliding with another object
or vehicle.
- Comprehensive coverage, often available as an option as well,
typically covers damage to your car when it is stolen or damaged
in ways other than a collision.
Here at AutoInsuranceCompanies.us, you can access websites of selected
firms that offer car insurance in the USA. Although a particular
company may not offer automobile insurance in every state, most auto
insurance companies do write insurance policies in many states.
Major Auto Insurance Companies
- GEICO
This well-known insurance company is a direct writer of auto insurance. www.GEICO.com
- State Farm
State Farm provides auto, homeowners, life, and health insurance policies. www.StateFarm.com
- Progressive
Progressive is a provider of automobile insurance and related services. www.Progressive.com
- Allstate
Allstate offers auto insurance coverage options and low car insurance rates. www.Allstate.com
- Amica Insurance
Amica offers auto, home, and life insurance policies. www.Amica.com
- Liberty Mutual
Liberty Mutual offers insurance for individuals, families, and businesses. www.LibertyMutual.com
- Nationwide Insurance
Nationwide is a provider of auto insurance, as well as homeowners, renters, condo, business, and life insurance. www.Nationwide.com
- Mercury Insurance
Mercury is an independent agency that writes automobile insurance policies. www.MercuryInsurance.com
Supplemental Auto Insurance and Consumer Tips
- National Motor Club
NMC provides emergency roadside assistance and other travel-related services. www.NMC.com
- Triple A
AAA offers a wide range of automotive, travel, and financial services. www.AAA.com
Auto Insurance Directory
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Auto Insurance Companies - Auto Insurance Guide
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